You Can Upgrade Your Delta Amex Card (But Maybe You Shouldn’t?)

Every time banks like American Express or airlines like Delta come out with bigger bonuses on credit cards, the same question piles up: Should I upgrade my card? Or apply for a new one? Upgrade offers on travel credit cards are a dime a dozen. Delta, in particular, tries to get cardholders to upgrade from a Delta Gold SkyMiles American Express Card to the Delta Platinum SkyMiles American Express Card, for example. But does it make sense? Not always. In fact, it may not make much sense at all. But to make the right decision, you should understand the rules and restrictions around upgrades and new credit card applications. Here’s what you need to know to make the right choice when considering a Delta card upgrade – or not. The Basics of American Express Credit Card Applications Rules Let’s go back to basics. Every bank sets its own rules and restrictions around credit card applications. Chase has the dreaded 5/24 rule, which bars you from getting approved for a new Chase credit card..Continue readingYou Can Upgrade Your Delta Amex Card (But Maybe You Shouldn’t?)

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